Is the country a sinking ship?
I listened to an interesting radio phone in last night regarding the state of affairs that this country is currently in. One chap, a pensioner, commented that in the ‘good old days’ companies like GEC (Marconi) used to only invest out of the profits that they had made. This guy had lived through WW2 and the aftermath and had witnessed this great nation pull itself off the floor, dust itself down and with grit and determination bring it back to the bustling, prosperous country that it is.
He went on to say that the country is not a sinking ship but does need better guidance and proper leadership before it can recover from the current crisis.
I liked what he said. He made a lot of sense and hit on a few good points. Marconi for example took over GEC and eventually bankrupted itself. Why? Because the original British business thinking of investing from profits has all but gone. Nowadays companies borrow to invest, merge, expand and very rarely – probably due to shareholder fear – use profits to acquire growth. If you borrow, profits (on paper) remain high…as does shareholder confidence.
Although he still firmly believes that this country is great (he does have experience to show how great a country it is – the clubbing together to rebuild after devastation etc) I disagree with his overall conclusion.
UK is in a bad way. It is focused only on short term goals and financial records that keep the world happy knowing that the UK is a safe bet.
Take the police force for example. In the last 7 days two teenage boys have been knifed to death (unrelated stories). One is very close to home in my own city. At a house party, there was a disagreement that resulted in one youth stabbing another some 12 times, of which two blows where to the head. The young man, 16 (or 17) died. What a waste. So why the knife? What happened to a bit of fisticuffs and coat off rooks that gave, at most, a black eye or broken nose?
I blame it on the Police – and not in a vindicitive way but more in a astonished ‘I can’t believe how misguided you are’ type of way.
I drove through the Mersey tunnel yesterday, around 2pm. There was a police officer standing on every toll telling, randomly, drivers to pull into a cordoned off area for inspection. I wasn’t asked to pull over but as I passed the inspection area there were 5 police cars and approx 15 other officers inspecting vehicles and drivers.
Later that evening, there where police cars and patrols everywhere in what is dubbed the ‘ring of steel’.
I asked a friend, who happens to be a police office, what it was all about and he said that it was a money making initiative to catch drivers with no insurance, speeding, bald tyres, no tax etc…in order to give on the spot fines to raise capital. This outraged me. Yes, unlawful driving needs to be punished – but to this extent? An extent where we allow valuable police resource to seek out offences against the Road Traffic Act rather than come across them when on patrol? What happened to the police officer sitting in a lay by and catching the occasional bad driver as he speeds past?
Instead, they spend time, money and other resources stopping vehicles in the hope to be able to fine motorists whilst kids are carrying knives, drug use is (to my mind and experience) at an all time high and street crime is worsening by the day. I’m only 28 but I can remember when a stabbing was top news and probably would feature on Crime Watch. It is, sadly, almost common place now and the news at ten doesn’t hardly feature it (unless some government official is using it as ammunition to get elected).
Next point on the sinking of the country…
Benefits.
Oh yes, everyone workers favourite excuse for having a pop at the government over tax. Us workers also have the regular pop at the lazy sods who sponge off the state and can’t be bothered to look for work. I agree. There are thousands of lazy, idle good for nothings out there who care for nothing but themselves. But there are many more who would want to work (even if it was just for the social aspect of work) but simply can’t afford to go back. As a case study, take my girlfriend of 6 months. She doesn’t work , is a ‘single’ mum and in receipt of benefits. Not only does she get cash in her hand from the state but she also doesn’t have to pay council tax, rent, school fees and sometimes is given extra money for uniforms and decorating. She has a newly fitted bathroom, kitchen and UPVC windows.
At first, when the relationship dust had settled and we wanted to take things a bit more seriously, I was of the same opinion as many working families – these benefit happy people are just sponging. Now however, I have a different view point and I don’t blame the recipients but do the government.
For example. My girlfriends rent would be £57 per week. Council tax £97 per month. School Dinners are £11 per week, after school club (school finishes before office hours do) £14 per week. Food, Gas, Electric, travel and clothes all have to be paid for. Dental treatment and prescription have to be included.
So I took it upon myself to work out what an average month for her would cost if she paid for it.
She visits the dentist once a month (she lost calcium when pregnant). That’s an average of £48 per month.
She averages one to two prescriptions per month (worse case) approx £13 per month.
Travel to a job would be £3 a day (bus ticket) – that’s £66 a month (22 working day month)
Son’s school dinners £44 a month
Son’s school snack money £10 a month
Son’s after school club (when in full time, currently only half days) £56 a month.
Son’s crèche fees (half days until end of September) approx £200 a month (that’s an estimate on what other Mum’s pay).
Her food bill is £250-300 per month
Her rent is £228 per month
Council tax £97 per month (with discount as single adult)
Gas is £35 per month
Electricity is £35 per month
Water is £36 per month
So, I am assuming that if she returned to work she would get an average UK salary of approx £21,000 – or, monthly nett (after tax) of £1347.50 per month (Assuming no contributions to pensions etc).
Her monthly bills would come to: £1168 leaving £179.50 per month disposable income.
You could argue that this is a fair amount of disposable income for one person to have per month…perhaps.
Lets take a different stance. When she left work (for the Job Centre) she was earning a whopping £13,000 per year. Or, to keep in the format above, that’s £834.17 per month after tax.
Using the expense figures above – that’s a monthly loss of £333.83
She may get somewhere in between (her friend who is still working in the same department earns £17,000). This would give her a monthly income of £1090.83…a loss of £77.17 per month.
I think I am proving my point here. Its not worth her going back to work to make a monthly loss. (which will increase with the current rising cost of living).
Back to the original point…the country sinking? Perhaps its not sunk, but the bung is definitely lifted out every now and then by the current leadership…a point raised by the elderly gentleman who ‘phoned in’…